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Privacy Policy

Last updated: February 23, 2026

1. What We Collect

CSMBAC collects minimal personal data, only what's necessary to provide our services:

2. How We Use Your Data

We use your data only for:

3. Data Sharing

We do NOT sell your personal data. We only share data with:

4. Data Retention

We retain your data only as long as necessary:

5. Your Rights

Depending on your location, you may have the right to:

To exercise these rights, contact us at privacy@csmbac.com

6. Cookies

Our websites use minimal cookies:

7. Security

We implement appropriate technical and organizational measures to protect your data, including encryption, access controls, and regular security reviews.

8. International Transfers

CSMBAC operates globally. Your data may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place.

9. Children's Privacy

Our services are not directed to individuals under 16. We do not knowingly collect data from children under 16.

10. Changes to This Policy

We may update this policy from time to time. We'll notify you of significant changes via email or prominent notice on our website.

11. Contact Us

Questions about this policy? Contact us: